| HARP Rate Reduction Program |

Congratulations to all who successfully used HARP for Homeowner Relief through Interest Rate Reductions!
Time is running out for those who have not... Replace your current loan with a new, Lower Rate using the temporary HARP Streamline Program.
A new HARP Loan offers you...
| 4Lower Interest Rates | 4Higher Loan-to-Values (105%) |
| 4Easier Qualification | 4No Appraisal |
| 4No Mortgage Insurance | 430 Year Fixed (no adjustments) |
| 4Lower Total Payments | 4Limited Fees (program capped) |
To quickly determine if you are eligible, please contact us at:
877-890-HARP (877-890-4277)
| California Properties Only - CA DRE #01841954, NMLS #345599 |
For more information, please also see www.harp-program.com.
If you are interested in purchasing a new home, don't miss out on Fannie Mae's HomePath homes which are available foreclosures that are very competitively priced and have special financing available. Go to www.homepath-homes.com.
If you are currently in a Veterans Home Loan (VA Loan) then please see www.veteranshome.net to determine what rate reduction options are possible.