HARP Program Eligibility


Many homeowners are eligible for the HARP Program. Here are some of the basic guidelines:

  • Your loan must currently be owned by either Fannie Mae or Freddic Mac. This can be hard to determine since they do not service loans (collect payments). You may not even know if they own your loan or not since you receive your monthly statements and make your payments to a different institution
  • Your loan must must have beed closed (created) before June 2009
  • The following property types are eligible: single family homes, townhomes, condos and 1-4 units
  • Owner occupied homes, second homes and rental properties are allowed

Although both Fannie Mae and Freddie Mac provide look-up tools, the online results can vary due to their particular requirements for data entry.

If you are interested in using the HARP Program, just complete the "Get a quote" form on the right side of the screen and we will help you determine if you are eligible and how the HARP Program can help you.
You can call us toll free anytime at 877-890-4277.
We also have staff available in the evenings and on weekends to answer your questions.